Analyze a passage Essay Example | Topics and Well Written Essays - 250 words - 8

Dissect an entry - Essay Example The reasons gave to help the fundamental thought do what's necessary to legitimize the bits of knowledge. Unquestionably, when the component of deliberate activity vanishes and it gets imperative for job, it is a case of commanding membership or connection to any work. They are sensible and significant in that there is no decision that is left particularly when the worker relies upon work to food. It is consistent with state that this case is pervasive on the planet which makes pretty much any individual who works professionally an oppressed individual. The section is significant in controlling the endeavors of individuals and their properties towards work. It advances acknowledgment since it tends to the way that people need to do what they do. It is by one way or another a characteristic request and something that should be grasped in the mission for endurance. By and large, the section imparts significant data for any individual who participates in an action and is worried about

Positive And Negative Effect Of Globalization On China

Positive And Negative Effect Of Globalization On China Presentation: todays world is a universe of globalization. Each district in this world is straightforwardly and in a roundabout way affected by globalization. The world globalization implies open from the diverse piece of world associated together. There is a progression of cash and information between them. They can go past their land limit. The merchandise and administration which create by one nation can be expended in everywhere throughout the world. This fact has been called globalization. It is a framework which connected different countries to advance worldwide economy. Globalization convey possibility and benefit with it, yet it relies upon the country how they are taking it. The benefits of globalization have been taken by much nation like china. They acknowledge household methodology which grant their non military personnel to get advance worldwide market which helps in expanding their gross domestic product. As there are two face of coin, globalization jars likewise impacts in two different ways. Either its positive or negative. There is sure and negative impact of globalization in china. Which we will make reference to beneath. Ambekar,Y.(2010) Impacts of globalization in china we are going to see the impact of globalization in china. First we need to think about the state of china. China is a biggest nation in term of populace which is almost 1.3 billion. There are the accessibility of modest work and less assembling cost in china. That pulls in number of outside venture. Because of this outside venture china has decline its neediness . china is running by the communual government . albeit driven by socialist china assumes a significant job in following werstern approach as their methodology to build up their financial development by turning into an effective player of globalization. In 17 september 2001 china joined the world exchange association subsequent to following multi year for the status. www.bizcovering.com(2010) Globalization has had numerous possitve effect of china. They are as per the following:- 1. Financial development according to the measurements if 2003 china made almost 1413us billion dollar which stand it in 6th posotion.during 1965 to 1979 the gross domestic product of china developed with 6.4% however subsequent to going into a worldwide market china made its gross domestic product about 10% in 1980 to 1990. In 2005 its expressed that the mechanical creation in jawline is expanded by 15% while purchaser request is expanded by 10%. 2.economic improvement according to the file appeared by human advancement china positioned 94th and as per the chinas current situation just the 16.6% of popultion is in destitution. Which is expiring keeping diminishing in most recent 23 years. 3.increase in investment funds:- us dollar 560 billion was the sparing store of the regular citizens in china in 1997 which is around multiple times more than that in 1978. Which is 32% increments in this specific hole of year. Aside from this money sparing, stocks and debentures and the budgetary resource in additionally increments by us dollar 725 billion. 4.improve in the travel industry, fare and import :- in 2003 when china takes the participation of wto this made china a progressively appealing nation. Individuals from everywhere throughout the world stay with china. Numerous large entrpreneur come here to put resources into china. In 2003 fare in increments around 32.3%and import is 40.5%. furthermore, the travel industry likewise increments by9.7%. 5. improve in life styele and expanding business opportunity:- the best impact of globalization for the developong nation like china is improving in the way of life . the expectation for everyday comforts of all network in that nation will drasticaaly inmroved. The business oppurtunity for open in creating nation is likewise increments by the impact of globalization. In spite of possitve impact of there globalization there is some nagative impact as well. They are as per the following:- 1.as there are possitve effct of globalization there is negative impact as well. Create nation out source thier business to creating country.because of the low assembling cost and modest work accessible. So the people in created nation misfortune thier work because of this out sourcing 2.convictor and youngster are working in manucturing units because of modest expense. This focuses on the misuse of the work. Wellbeing security and hygine has been fail to created modest great. 3. because of this globalization there is a weakness in employments. presently the employments are not lasting. There is a competion in works ehich results to the decline in compensation because of the dread of employment losing individuals begin working in low wages. 4.where there is a poor check in contamination. By setting up a plant or an idustry there is an expansion in the contamination in that specific zone which impacts the earth. Also, in todays scenerio plants and industry are assuming a significant job in a dangerous atmospheric devation. 5. there is an extraordinary possibility of coming down with hazardeous maladies like hiv/pig influenza due to the rapic increment in the going of foriegn vacationer. Individuals experiencing their local nation carry this kind of sicknesses to the nation where they visit. 6there will bre expanding in the human trafkling. because of this globalization thousand man move starting with one nation then onto the next nation which increments in conjuctin in human rush hour gridlock. 7. because of the impact of globalization little scope industry or medium estimated industry has been taken by the immense mnc or huge scope enterprises. There is a less extent of bungalow and little scope industry in the realm of globalization. 8.multinational organizations which are already not permitted to intervent in legislative issues presently jab their nose in political jaudgement. 9.as there are quick increment in quick moving buyer great organizations like mcdonalds and kfc. Because of this individuals expend heaps of shoddy nourishment which adverly impact in thier wellbeing. Pillai,p.(2010) this all are the positive and nagative impact of globalalization which impacts on china.gloabalization is a direct which helps in restricting the hole betwwen the country yet additionally we can not disregard the nagative impact of it. End The job of gloablization in todays world is tremendous. China a world biggest economy which went into a wto enrollment barely any year back get benifited by it. As each coin has two face there are likewise some nagative impacts of globalization which we cannot overlook it. In todays world gloalization is vital for thriving and advancement of country. Refences Ambekar,Y.(2010)[online] Accessible on url http://www.buzzle.com/publications/8-17-2004-57988.asp [accessed on 5april 2010] www.bizcovering.com(2010) [online] accessible on url http://bizcovering.com/business-and-society/globalization-and-its-sway on-china/ [accessed on 5 april 2010] Pillai,p.(2010)[online] Accessible on url http://www.buzzle.com/articles/negative-impacts of-globalization.html [accessed on 31 walk 2010] Proposition explanation The negative impact of globalization is more as contrast and its beneficial outcomes. I going to clarify the negative impact of globalization. Because of globalization the accompanying point has been emerges in china. They are as per the following/:- Because of globalization there is an expansion in the rush hour gridlock of the individuals. Because of globalization numerous little scope and huge scope enterprises has been taken by enormous mnc. Globalization makes mnc to meddle in policy driven issue of the nation. In china where there is a modest accessibility of work and to deliver modest there is no exacting activity in working of kid and a criminal in a specific industry. In this day and age where there is an issue of a worldwide temperature alteration by build up increasingly more plant it make condition contamination. Much fmcg organization like mc d and kfc which began their item in china they sell low quality nourishment individuals are going to habituated with that which impacts their wellbeing. There is a weakness of an occupation because of this globalization rivalry is expanding people groups are consent to work in low wages additionally which make frailty for the individuals. Because of globalization individual Cumming from various piece of the world convey various sorts of illnesses like HIV or as of late we seen pig influenza which impacts heaps of individuals in other nation. There is an open possibility for fear based oppression by this they get opportunity to get the data about a specific nation. they can utilize net for correspondence. Pillai,P.(2010) References Pillai,P.(2010)[online] Accessible on url http://www.buzzle.com/articles/negative-impacts of-globalization.html [accessed on 6 april 2010] Report composing Title: pick an organization that has as of late began promoting system in china. Layout thier showcasing procedure and talk about the difficult they have experienced. Your report incorporates recommendation for beating these troubles. Official rundown: china one of the greatest economy in term of populace. Burger lord one on the well known cheap food organization as of late began its business in china. It is as of now 20 years late than its rival McDonald and kfc.Burger lord have receive diverse arrangement to catch advertise in china. There numerous issue which they have face as of late and there are some proposal given by us to conquer this issue which we will see in beneath issue. Presentation: burger ruler one of the well known quick moving purchaser merchandise organization on the planet. in joined state it is the second biggest evolved way of life café after McDonalds. This organization has been begun by James McLamore and David Edgerton in year 1954. Agreeing figure in thier landing page there are 11,200 eatery of burger ruler is working in 56 nations in everywhere throughout the world. They have as of late began their administration in china. www.fundinguniverse.com (2010) Philosophy: the information which is taken in thise report is gathered by the articles and diaries. In the wake of perusing the system what they have followed in extending in thier business in china has been clarified here. Quite a bit of this has been spread in writing audit. The methodolgy is exploratory as opposed to explainatory. Mainbody: burger lord has as of late began its business in china.the procedure they have follow are: Buger kinfolk have been sedreatly begun its little café in shanghai to chek the tas

Beginners Guide to Agile Product Development

Beginners Guide to Agile Product Development There is still a lot of confusion on what “agile methodology” is and how it is applied to design and product development. This article attempts to clear up some of that confusion and give you an introduction on Agile Product Development. © Shutterstock.com | TechnoVectorsRead further and learn 1) the basics of the agile methodology, 2) the features of the agile methodology, 3) how the agile methodology works in product development, and 4) a practical application of agile product development.THE AGILE METHODOLOGYWe have heard this over and over again: the agile methodology enables companies to build or make the right product. But how does it help them, exactly?The concept of Agile is relatively new, arising only around the 1970s, when Dr. Winston Royce made a critique on sequential development or “waterfall methodology”.The classic example often cited when we talk of sequential development is that of automobile manufacturing, where parts and components are added in sequential phases in an assembly line, until the final product â€" the automobile â€" is completed in the final phase or stage. It’s a step-by-step process, where the next step cannot proceed unless the previous one has been taken and completed. When you think about it, most engineering-related processes stick to rigid structures, utilizing the traditional sequential method.Dr. Royce said that the waterfall methodology is not really ideal when it comes to software product development, seeing many problems if it were to be implemented. Since it is sequential, the product developers would first have to collect all the requirements of the project before they can proceed to making the product design. Only after they have completed the architecture will they be able to start writing the code, and it is only after the code has been completed that they can proceed to the next step, towards the completion of the product development process.There are many problems seen a waterfall methodology were applied:Since it is sequential, the flow of work is too systematic and boxed in, such that communication between and among the groups working on each phase are limited, if there is even any. They will tend to stick to their work, since they ha ve their own phase to focus on. The moment they finish their part of the process, then they are done with it. This is certainly going to be a waste of resources, not to mention the specialized skills and knowledge of the groups or people involved in each phase of the process.There is no assurance that all the necessary information or requirements will be complete and on hand at the beginning of the product development process. The probabilities are great that, in the middle of the process, new information may come in that will have an impact on the design of the product. If you were to use the sequential method, you would have to ignore these new information or data. After all, they were not integrated into the prior phases of the product development process.It is inflexible. Take into consideration the fact that software development is greatly affected by technology, and we are all aware of the fast pace of changes and evolution in technology, and you know that you have to be flexi ble. What is applicable today may no longer be so in one or two months, because of the arrival or introduction of a new technology. So say, for example, that you built a product based on information gathered four months ago, at the beginning of the product development process, and you have finally completed it, only to realize that it is no longer usable or marketable, because within those four months, there have been new technological developments that rendered them moot. In short, the product is no longer relevant.These gave rise to the concept of agile methodology, which provides more room for optimization compared to the Waterfall methodology.FEATURES OF AGILE METHODOLOGYPerhaps the most glaring difference between Agile and Waterfall methodology is the fact that Agile entails assessment of the project all throughout the product development lifecycle, while the latter has a more limited scope, broken down into phases. To better understand Agile, let us look into its key features. Agile is “iterative”, or involves regular rhythms of work.As mentioned earlier, project assessment is conducted throughout the product development cycle. That means work is conducted by the members of the product development team on a regular basis. These are called “sprints”, or by its other more popular terms, “iterations”. Every aspect or phase of the development process is continuously revisited and reassessed throughout the development life cycle.Iterations are scheduled. For example, some teams make it a point to re-evaluate the progress of the project and the direction they are going at the end of every week, or every two weeks.Agile is “incremental”.At the end of each iteration, the teams or groups within the product development team are required to present a product increment. This could be a potential feature that they think would add value to the product they are building, or it could be a minor change that they think will improve the final product. Their report or recommendation will arise from the sprints that they have undergone.Agile is designed to reduce costs of development and the time to market.Agile is ideal for companies that want to develop products in a short time, since it allows development of the product at the very same time that they are gathering the requirements and information. The shortened development time also allows the product to be more attuned to the current time and state of the market, thus ensuring that the product is relevant and will be released.Agile is identified with product development teams’ responsiveness.Product development teams are almost always faced with unpredictable scenarios, and it does not bode well if one or two of these scenarios hit them when they are already halfway through a sequential product development process. It pretty much means one of two things: either they scrap all the earlier work put into the earlier phases of the cycle and start all over again, or they ignore the imp lications of these scenarios and push through with the product development, while hoping that the product will still sell once it is released in the market.In Agile, however, the teams can respond immediately once these unpredictable scenarios come up, and they can adapt accordingly.AGILE METHODOLOGY IN PRODUCT DEVELOPMENTThere is this perception that Agile applies only in software development. However, times are changing, and we are seeing more and more applications of Agile in broader product development and even in sales and marketing departments. The core principles of Agile that we see in software development now translate very well to product development.Collaboration and interaction over rigid rules and lines of authority.Agile software development prioritizes the individuals within the software development team and their interaction, putting them above the tools and processes that they actually use in the process. It is not an uncommon sight to see software developers or pro grammers partnering up or creating their own groups within a group in order to accomplish their tasks.This also applies in other types of product development processes. Collaboration is given more emphasis, as members of the product development team put their heads together to solve problems. While it is true that there may be specific processes or operating procedures in place, they take a backseat when there is a problem that needs immediate solving.Personnel or people empowerment is also prioritized. They can choose to form their own teams or sub-groupings, making sure that the best talents are present for their task at hand.The members of the team will also feel more motivated when they feel that they are working with other people in the team, instead of for a person of authority.In view of this, it is clear that self-organization is greatly encouraged in a product development environment that follows the Agile methodology.Involvement of customers and other stakeholders in the d evelopment process.This is a reinforcement of the characteristic of Agile being iterative, and having each aspect revisited throughout the development life cycle. In Agile product development, collaboration is not limited among the members of the product development team alone. Other stakeholders, particularly the customers, are also involved.This is in full recognition of the reality that there are requirements and information that may not be available at the beginning of the cycle, but will become eventually available in the middle. It is also an acknowledgment of the possible occurrence of the unpredictable scenarios that were discussed earlier. By involving customers and other stakeholders, the Agile team will be able to verify and validate along the way, so they can make the necessary adjustments, if any.Prototypes are given more importance than documentation.Documentation is all well and good, because they contain the details and nitty-gritties. However, as comprehensive as th e documentation may be, they are given less importance, because Agile prioritizes coming up with working prototypes.In software development, for example, clients appreciate the presentation of documents discussing, at great length, the features of the software currently under development. However, the clients will be more appreciative if you can present them with working software.The same applies in product development. Prototypes have more substance than piles and piles of documentation, because they are more representative of whether the proposed product actually works or not.Ability to respond to change.Teams that adhere to the Agile methodology are more inclined to veer away from standard operating procedures in order to respond accordingly to development issues, especially the unexpected ones. This makes them more flexible, instead of being boxed in by specific and rigid rules.APPLICATION OF AGILE PRODUCT DEVELOPMENTLet us try to follow the basic steps involved in the developme nt of a product using Agile methodology principles.1. Organize teams.It is certainly an advantage that Agile encourages a self-organizing structure. It is possible to organize cross-functional teams, instead of sticking to a line of authority, as is often seen in the traditional waterfall methodology. The advantage of having a cross-functional Agile team is that you are able to gather the skills and specializations that you need for the projects.After putting a product manager in place, the team members can proceed with their work and deliver the requirements expected of them within the iteration. While it is true that having a figurehead is not really a priority in Agile, having a product manager will still help in centralization, especially when there are issues that must be addressed quickly.As to the question on how many team members should be included in the Agile development team, there really is no fixed or exact number, although it is preferred to keep it small. The ideal nu mber is an average of ten members, including the project manager.2. Create the “backlog”.The “backlog” refers to the list of work that must be done, in order of priority. These are essentially the requirements that must be fulfilled or met.Prioritization is important in order for the team to be able to adjust the scope of work, the schedule of the members of the team, and the costs that will be incurred, so that the most important tasks are accomplished before the others.Take note that the backlog is not fixed. It is most definitely subject to change, mostly depending on the time interval between evaluations (or the length of iterations set by the team).3. Establish “iterations”.You will have to basically divide the work into iterations or sprints. Using the requirements listed in the backlog, the team must break them down into smaller amounts which are expected to be delivered at the end of every sprint. You can learn more about Agile techniques by looking at Scrum and Kanban.There is no fixed length of time or period for the iterations. It could be as short as one week, or as long as one month. It will largely depend on the nature of the product being developed, as well as the previous experience of the product development team, if any. In many cases, though, it is highly recommended for iterations to be kept short, say one- or two-week iterations are ideal.One thing that you must realize is that a full iteration is to be treated as a full development cycle. At the end of the iteration, when they have to present a potentially shippable product increment, that is considered to be the end of their respective development cycle.Still, it is to be noted that all iterations are not expected to come up with product increments. It is possible for iterations to be conducted multiple times until the requirement has been fulfilled and there is a release to be made.4. Conduct risk mitigation.Agile methodology is fully accepting of the existence of the unexpe cted and the unpredictable. In fact, it can be said that Agile expects the unexpected to happen. This is why it places great importance on risk management.This is partly the reason why short-term iterations are highly encouraged, because changes are easier to deal with when taken in short periods. It is easier to adapt to changes or implement them when there is a shorter time period involved. There are less requirements to be revised, and therefore less costs to be incurred to make up for the change.Risk mitigation is not a single step in the cycle; it is to be performed every step of the way.5. Conduct “scrums”.Throughout the iterations, the members of the team are expected to communicate, interact and collaborate with each other. This is to ensure that they remain focused on one goal and they do not lose sight of the direction they are taking. Aside from that, “scrums” are also required. A “scrum” is a daily stand-up meeting where the members of the team will present a n outline of their daily progress. They will basically talk about what they have accomplished since the report they made the day before. The scrums are to be conducted every day during an iteration.6. Conduct testing.In Agile, testing is conducted during product development. Several members of the team are tasked with the function of testing the product increments as they are delivered at the end of every iteration. This way, they can identify problems early on, so they can be refined and undergo another iteration, before the final product is released.7. Secure customer input and feedback.Normally, customers will only get to see the product once it has been completed and released to the market. In Agile product development, the customers are engaged to check out the features of the product while it is being developed, so that they can provide input and feedback. Their input will then be considered by the product development team as they work on it during an iteration.If we are to at tach several keywords to Agile product development, they would include “collaborative environment”, “self-organizing product development teams”, and “responsive teams”. It has been proven to be advantageous when it comes to software development, resulting in high quality software produced in a cost-effective manner. There is no doubt that it will soon be used by more organizations involved in product development, aside from software development.

Influence Of The Climate On Architecture - 1752 Words

2.7. Indoor the Environment 2.7.1. Influence of the climate on architecture The prevailing local climate has always influenced building methods or architecture in general. It is therefore understandable that building typologies found around the world are very divers. Humans created protection from the climate by building shelters that were adapted to the climatic conditions they were in. The home, often very simple in its construction, and storage areas for food and other live-sustaining goods - often of higher priority to the community-attest to this principle. A building, like the human body, is constantly undergoing a heat exchange process with the outdoor environment: the building envelope is the device through which this process can be controlled. The ways buildings gain and lose heat must be examined, and methods of thermal comfort must be developed in order to ensure satisfactory performance, keeping in phase with the changing seasons. The flow of heat through walls, floors, ceilings and windows may occur in either direction. Convective heat loss, particularly through glazed areas, accounts for a considerable part of the winter heating load in residential buildings. Unintentional air infiltration is probably the most important component of residential heating loads, on the other hand,Ventilation is a useful means of maintaining comfort conditions during overheated periods. The sun can be a very significant source of radiative energy transmitted into an interiorShow MoreRelatedInfluence Of The Climate On Architecture2783 Words   |  12 Pages2.7. Indoor the Environment 2.7.1. Influence of the climate on architecture The prevailing local climate has always influenced building methods or architecture in general. It is therefore understandable that building typologies found around the world are very divers. Humans created protection from the climate by building shelters that were adapted to the climatic conditions they were in. The home, often very simple in its construction, and storage areas for food and other live-sustaining goodsRead MoreAnalysis Of Sydney Ancher Peter Muller : Reinterpretation Of International Principles For Australia1503 Words   |  7 PagesInternational Principles for Australia In the study of Australian modern architecture, the term regionalism has constantly been discussed. In an architectural sense, regionalism can be understood as an architecture that is derived from its local setting. In relevance to this, elements of regionalism can be found in the works of Sydney Ancher and Peter Muller, two figures that had significant influence in Australian architecture discourse whose works can be seen as being Australian. 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Social Media and its Effect on Eating Disorders - 793 Words

Feet together, thighs apart, this is called the starving art. Powerful quotes such as these sweep the internet on social media websites, leaving harsh marks on all who read them, especially the extremely impressionable youth of America. Today’s youth is becoming heavily reliant on social media outlets such as Tumblr, Instagram, and Facebook, but it comes with a problematic cost, mental disorders on the rise. Eating disorders, depression, bipolar disorder, and other mental disorders are rapidly becoming more and more common in hospitals all across the nation, and social media is fueling the fire. There are solutions, though, ones that can and will work. New solutions are being created, ideas such as better limits in social networking, a more healthy body image on billboards, and being more careful on what message companies are sending out to the new generation. We as a country need to take a stand and realize that our youth is being permanently scarred, and we can help prevent this. Disorders are a widespread problem, and one that is causing serious effects. Eating disorders are extremely dangerous psychological disorders that can lead to many other problems. Eating disorders and depression are also linked together, as depression can cause under eating, and eating disorders can lead to depression. (NIHM, Depression)Young adults and children are constantly under the blow of media, on social networking, reading magazines, or even just going shopping. In a research study of 600Show MoreRelatedPromotion Of Eating Disorders And Social Medi Research Prospectus1110 Words   |  5 PagesPromotion of Eating Disorders in Social Media: Research Prospectus Background Eating disorders are defined as any range of psychological disorders, characterized by abnormal or disturbed eating habits. And in today’s society these disorders are fairly common. Anorexia is a disorder characterized by a desire to lose weight by refusing to eat. 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Case Study-Barclays Free Essays

BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS I. DISCUSSION QUESTIONS, CASE INTRODUCTION AND KEY POINTS Introduction The case covers the introduction of Matt Barrett as CEO of Barclays and the changes he introduced to the organization to maintain its competitive position within the retail financial services industry. In an increasingly competitive environment, Barclays is losing ground due to its lack of data-driven actions and small global presence. We will write a custom essay sample on Case Study-Barclays or any similar topic only for you Order Now The case outlines the actions taken by Barrett to transform some of the key characteristics of Barclays’ corporate structure, and concludes by presenting the challenge he will face in getting management buy-in in order to implement his vision. The key challenges that Barclays faces include: market consolidation, the emergence of the Euro and European Central Bank, increased reliance on IT and web-based platforms, and the rigidity of its own corporate structure. II. EXTERNAL ENVIRONMENT ANALYSIS Summarize the external environment, including conditions in the general, industry, and competitor environments. a. The General Environment Definition: The general environment is focused on the future and can be analyzed by considering the STEEP framework: Social/demographic, Technological, Economic, Environmental/geographic and Political/legal/governmental factors at play. 1. 2. 3. 4. 5. Social/Demographic Technological Economic Environmental/Geographic Political/Legal/Governmental Discussion Question 1: Perform a STEEP analysis to understand the general environment facing Barclays. How will Barclays be affected by external factors? In particular, what will the effect of globalization be in terms of threats and opportunities? Social/Demographic Segment ? English is becoming increasingly the world-wide language of business offering Anglophone Barclays opportunities to expand into international markets with reduced language barriers. BARCLAYS |1 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS Technological: ? ? ? Increased world-wide reliance on IT and the emergence of web-based solutions in 2000 will elevate Barclays’ need to diversify portfolio offerings. Barclays’ must update its â€Å"woefully inadequate† Management Information Systems (MIS) and begin to automate labor intensive processes to reduce costs. In order to enter new markets to increase revenues and satisfy institutional investors, Barclays must invest in increased technology capabilities. Economic: ? ? ? Robust economic environment due to tech boom will increase liquidity in the marketplace. As a result, acquisitions will be more costly than in a down economy. However this will also cause capital to be more accessible. Market trends towards consolidation will pressure Barclays to regain its industry leadership position through acquisition. Globalization and world economy flattening will require Barclays to become a global company expanding its offerings beyond its current UK focus. Environmental/Geographic: ? Geographic borders and distances between countries are shrinking with increased technology and a globalized economy. This will both require and facilitate Barclays’ global presence. Political/Legal/Governmental: ? ? Emergence of the Euro and strengthening of the EU will reduce FX exposure for the European markets and stabilize European economies. European Central Bank will control interest rates in Europe making Barclays more vulnerable to its decisions (versus the decentralized banks prior to the Euro emergence). With an ever increasing number of banks operating across both political and geographic borders, Barclays must expand its reach beyond the UK to remain competitive and avoid a potential takeover. In doing this, Barclays must consider a set of threats and opportunities that are involved with operating outside the UK: Threats 1. Operating a multinational corporation involves managing across multiple cultures, languages, and economic environments – Barclays’ organizational structure must be flexible enough to adapt to these. . Low brand recognition internationally would make competition against local institutions costly. BARCLAYS |2 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS 3. Relocation abroad requires high infrastructure costs. 4. Locating Barclays’ and its customers’ assets across multiple currencies exposes both to fluctuations in exchange rates. 5. Failed expansion into foreign market might damage brand image and alienate n ew customers. Opportunities 1. Increased global reach and brand presence. 2. Diversified risk. 3. Possibility to create new revenue streams through new customer acquisition. 4. Gain first mover advantage in emerging markets. 5. Increases attractiveness of Barclays to multinational corporations. b. The Industry Environment Definition: An industry is a group of firms producing products that are close substitutes. In the course of competition, these firms influence one another. Typically, industries include a rich mixture of competitive strategies that companies use to pursue above-average returns. In part, these strategies are chosen because of the influence of an industry’s characteristics. Compared with the general environment, the industry environment often has a more direct effect on the firm’s strategic competitiveness and above-average returns. The industry environment is the set of factors that directly influences a firm and its competitive actions and competitive responses. Porter’s 5 Forces Model is a powerful tool for understanding the dynamics amongst the five key factors that determine an industry’s level of rivalry and profit potential. [Outlined below, High=H; Medium=M; Low=L] 1. 2. 3. 4. 5. Threat of New Entrants (or barriers to entry) Supplier Power Threat of Product Substitutes Buyer Power Intensity of Rivalry Discussion Question 2: Use Porter’s Five Forces Model to analyze the retail financial services industry in the UK. Given this analysis, is the industry attractive or unattractive? The below Porter’s 5 forces analysis shows that the retail financial services industry in the UK is a potentially attractive industry due to low threat of new entrants, supplier power, and substitutes. On the other hand, medium buyer power and high rivalry within the industry could inhibit return possibilities. Threat of New Entrants (or barriers to entry): Low ? ? High infrastructure costs Barclays has high brand recognition within the UK, less so in its other markets BARCLAYS |3 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS ? ? Regulatory and security issues make market entry complicated for smaller players NOTE: Mergers of existing banks, if considered ‘new entrants’, must be addressed given the consolidation trend existing in the market. Smaller regional banks could pull customers away from Barclays if they were to merge and offer more extensive services but retain local roots and connections. Supplier Power: Low ? Switching costs among IT suppliers low in a fragmented industry Threat of Product Substitutes: Low ? Traditional, paper based, systems have become outdated and are no longer feasible. Asset management advice is preferred by customers over DIY Buyer Power: Medium ? ? Price sensitivity of retail consumer (major revenue stream for Barclays) relatively high compared to that of corporate client Switching costs of retail consumer (major revenue stream for Barclays) relatively high compared to those of corporate client Intensity of Rivalry: High ? ? Customer loyalty and brand recognition make switching of banking provider less likely Large number of competitors within the retail banking space NOTE: Competition within the industry is based on both price and services The Competitor Environment c. Definition: The competitor environment is the final subject of analysis required to gain a full understanding of the company’s external environment. A competitor analysis focuses on each company against which a firm directly competes and involves gathering and interpreting information about its competitors. Competitive rivalry is the ongoing set of competitive actions and responses that occur among firms as they maneuver for an advantageous market position. Especially in highly competitive industries, companies constantly jockey for advantage as they launch strategic actions and respond or react to rivals’ moves. It is important to understand competitive rivalry because it influences a firm’s ability to gain and sustain competitive advantages. 3 I’s Framework Leveraging the 3 I’s framework provides a thorough overview by grouping competitors into three buckets: immediate competition, impending competition, invisible competition. BARCLAYS |4 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS 1. Immediate Competition: Immediate competitors to Barclays are considered to be the major financial institutions located in the UK such as Lloyds TSB and RBS. These institutions are gaining increasing presence over Barclays due to their lower cost structures and improved efficiencies. 2. Impending Competition: Impending competitors to Barclays include international financial services firms such as Credit Suisse First Boston, and smaller firms operating in one of Barclays’ business categories such as investment advisory firms (Zoete Bevan, Wells Fargo Nikko). . Invisible Competition: Barclays’ invisible competitors include smaller UK based businesses that focus solely on a product offered by one of Barclays’ divisions, such as smaller mortgage lending businesses (Woolwich). III. INTERNAL COMPANY ANALYSIS Summarize internal company factors including: capabilities and weaknesses, value chain activities, strategy, and financial situation. a. Outline the company’s internal capabilities and weaknesses. Definition: Capabilities exist when resources have been integrated to achieve a specific set of tasks and are frequently developed within a specific functional area. In addition to identifying the company’s opportunities and threats from the external environment, another important objective of the situation analysis is to evaluate strengths and weaknesses as input for developing the company’s strategies. Discussion Question 3: What are the main capabilities of Barclays? Does Barclays have a core competence? Barclays’ main capabilities include retail financial services and corporate banking within the UK. The company’s core competencies (i. e. trengths relative to competitors that give it a competitive edge) include: a strong brand presence within the UK, a strong domestic franchise, new innovative leadership under Matt Barrett, and outstanding (276%) market cap growth from 1995-2000. BARCLAYS |5 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS Discussion Question 4: Create a SWOT analysis to understand Barclays’ strengths and weaknesses. Does Barclays have a sustainable competitive advan tage in the retail financial services industry? If so, what is the source? Strengths 1. Strong brand presence within UK 2. 76% growth in market cap from 19952000 3. Strong domestic franchise 4. Strong new leadership with strategic vision (Matt Barrett) Opportunities 1. Opportunity to expand into global markets (Barclays Global Investors only 2% of business) 2. Ability to strengthen existing brand presence within Europe (10% of sales and profits) 3. Streamline cost sharing among business units (HR, IT, Finance, etc. ) Weaknesses 1. Cost to income ratio significantly higher than competition (business units operate as silos) 2. Narrow focus (61% of revenue from RFS, capital division focused on debt products) 3. Limited global presence (80% of profits from UK) Threats 1. Management reluctance to embrace new strategies, demoralized staff 2. Competitors have lower cost advantage 3. Stronger global presence of international competitors 4. Dissatisfied institutional investors 5. Inadequate IT systems can inhibit growth Barclays’ competitive advantage includes its: strong presence within the UK market both in terms of locations and brand recognition, strong innovative leadership, and international presence. Barclays’ business strategy has focused on growth within the UK and has not invested enough capital into international expansion. In a globalizing economy with rising multinational financial corporations, the lack of a strong international presence is something that could significantly hurt Barclays in the long-term, and even turn it into a takeover target as institutional investors continue to lose faith in the company. b. Conduct a Value Chain analysis to identify value-creating activities. Definition: By exploiting its core competencies, a competitive firm creates value for its customers. Value is measured by a product’s performance characteristics and by its attributes for which customers are willing to pay. Companies with a competitive advantage offer value to BARCLAYS |6 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS customers that is superior to the value competitors can provide. Value is created by innovatively bundling and leveraging resources and capabilities. A value chain analysis provides information relative to primary (inbound/outbound logistics, operations, marketing sales, and service) and secondary (firm infrastructure, human resources mgmt, technological developments and procurement) activities. A value chain representation of Barclays’ primary and support activities is presented in the diagram below. This information can be used to establish a business strategy which targets select activities to create a sustainable competitive advantage. Primary Activities ? ? ? ? Inbound/Outbound Logistics: N/A Operations: o Strong focus on Retail Financial Services (RFS), account for 61% of revenue o Sold cash, equities, and corporate finance businesses to focus on debt products Service: N/A Marketing and Sales: o Strong focus on UK market and low global presence o Reliance on UK brand recognition Support Activities ? ? ? HR Management: o Executive committee not performing as decision making team o Higher than average staff expenses put heavy strain on cost structure Technology Development: o Management Information Services (MIS) system is outdated and inadequate Firm Infrastructure: BARCLAYS |7 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS o Divisions operating as silos (each has own HR, IT, etc. ) o Lack of data driven decision making processes o Introduction of the Euro and the European Central Bank affect Barclays’ exposure to foreign exchange as well as interest rate changes both for the company itself and its clients Procurement: N/A Discussion Question 5: Which components of Barclays’ value chain have made the company successful thus far? What changes to Barclays’ organizational structure and focus are necessary for Barclays to remain competitive? Barclays has become a major player in the banking industry through strong brand presence within the UK, earning it one out of every five personal customers, and a clear focus on Retail Financial Services (RFS). However, both its UK presence and RFS focus have failed to provide a sustainable competitive advantage for the company. In order to remain competitive within the banking industry, Barclays must examine and redesign various components of its value chain including: 1. Focus on Retail Financial Services: a. Barclays must expand its focus beyond RFS by creating new product offerings for corporate customers and further expanding internationally to give newly acquired corporate customers global access. 2. Outdated and inadequate MIS system: a. In order to manage its internal functions efficiently, Barclays must adopt technological innovations and update its MIS system. 3. Lack of data driven decision making: a. In order to compete in an industry driven by statistics and analytics, Barclays must emphasize data driven decisions throughout its corporate structure. 4. Fragmented core divisions: a. Operating fragmented core divisions such as HR and Finance creates additional costs as well as bureaucracy and inefficiencies. Barclays must consolidate these shared services. BARCLAYS |8 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS c. Financial Analysis Definition: Financial analysis is used to assess the viability, stability and profitability of a company or operating division. The analysis is done using quantitative historical performance found in the financial reporting documents (Balance Sheet, Income Statement, and Statement of Cash Flows). The goal of the analysis is to understand a company’s financial health through its profitability, solvency, liquidity, and stability. Given the financial information provided in the case, it is clear that Barclays is lagging behind its competitors in cost control measures, and has allowed both PPE and Staff Expenses to rise above its competitors’ average. Operating expenses as % of income In addition, an analysis of the company’s divisions and their respective earnings contribution reveals that Barclays heavily relies on its Retail Financial Services division for a large portion of its earnings; this suggests that diversification might be needed. NOTE: Further analysis into the average contribution of each revenue stream for other players in the industry is needed before diversification can be en tirely justified. BARCLAYS |9 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS IV. STRATEGY FORMULATIO N Summarize Barclays’ strategic position as it relates to its current strategy and the components thereof. a. Summarize Barclays’ current strategy. Barclays’ current strategic objective is to drive profits by consolidating internal functions and expanding its international presence. The company is a major player in the UK financial services and retail banking industry but has lost ground internationally despite rapidly rising market capitalization. Fragmented internal divisions and a lack of aggressive expansion have brought up the need for extensive managerial and structural changes to the firm. This prompted the hiring of a new CEO, Matt Barrett, who established a series of restructuring goals for Barclays to remain competitive. b. Strategic Analysis Definition: Conduct an analysis of Barclays’ business strategy by using the 4 P’s Framework. The 4 P’s Framework is used to understand a company’s strategy based on its Position (Mission, Values, and Vision), Priorities, Payments (what it will spend its money on to reach those priorities), and Performance (how it will measure success). By completing the framework, we can analyze a company’s current, future, or recommended priorities as well as set forth a path in order to achieve goals and measure accomplishments. Use the 4 P’s Framework to analyze the firm’s past/current/future strategy. 1. Position a. Mission: To provide innovative products, excellent careers, positive community contributions B A R C L A Y S | 10 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS b. Values: Fact based decisions, customer service, and value maximizing strategy c. Vision: To be one of the most admired financial service organizations in the world 2. Priorities: 1. Develop cross-group synergies to lower costs and improve efficiency 2. Expand reach of Barclays brand abroad through strategic alliances/acquisitions 3. Continue to diversify existing business portfolio 3. Payments: 1. Invest in adequate IT systems 2. Invest in human capital initiatives to align incentives and boost morale 3. Invest in marketing and strategic alliances/acquisitions in underserved regions/segments 4. Performance: 1. Shareholder returns vs. peer institutions 2. Customer and revenue growth (double profits in four years) 3. Increased profit due to lower costs and increased efficiency (reduce costs by ? 1bn) Discuss possible recommendations that Barclays could follow going forward to improve the performance of the company. Determine the decision criteria and also analyze the pros and cons of each recommendation. In order to remain competitive within the marketplace, Barclays must: 1. i. ii. iii. 2. i. ii. 3. i. ii. iii. Develop cross-group synergies to lower costs and improve efficiency by: Rebuilding core infrastructure to consolidate HR, IT, and Finance groups across individual divisions Reducing costs by 18% (? bn) Realigning incentives to reward value-add decisions; Expand Barclays brand abroad though: Increased brand presence in Europe to enter top 5 ranking Strengthening of the brand in US and Africa; Continue diversifying the existing business portfolio by: Expanding Barclays product and service portfolio to strengthen weak or underrepresented areas to serve affluent/high net worth segments Decrea sing reliance on Retail Financial Services by strengthening Barclays Capital and Barclays Global Investors divisions Entering new markets by acquiring major players (e. g. Woolwich). B A R C L A Y S | 11 BARCLAYS: MATT BARRETT’S JOURNEY – WINNING HEARTS AND MINDS Question Reduce staff expenses Option / Hypothesis Reduce labor costs by increasing automation Decision Criteria ? Cost/Benefit analysis ? Effect on employee morale ? Technology capabilities ? Revenue growth ? Barriers to entry ? Effect on current resources ? Revenue Pros †¢ Long term cost reduction †¢ Streamlining of processes †¢ More control over information flow and analysis †¢ Does not cannibalize existing revenue streams †¢ Increase global reach and brand presence †¢ Diversifies risk †¢ Existing customer loyalty and brand presence †¢ No need for customer acquisition Cons †¢ High up-front cost †¢ Lengthy implementation period †¢ Technology risk †¢ Negative effect on employee morale †¢ High cost †¢ High risk and FX exposure †¢ No trial period †¢ Culture clashes, integration logistics †¢ Might stretch resources too thin †¢ Requires investment in infrastructure and human capital †¢ Requires new expertise Diversify target markets Increase revenue through new market entry with current product suite Diversify product offerings Increase equity and investment banking focus of Barclay Capital division growth ? Barriers to entry ? Effect on current resources B A R C L A Y S | 12 How to cite Case Study-Barclays, Free Case study samples

Victorian children Essay Example For Students

Victorian children Essay Dickens wanted the reader to see the difference between highly organised crime and crime that has evolved from bare desperation. Dickens points out that these thieves are not living comfortably. He describes the ceiling and the walls to be perfectly black with age and dirt, they need to steal to get food for them to live, for them it was either that or the workhouse where they could be slowly starved to death. In conclusion I have discovered that Charles Dickens has very cleverly written a brilliant story that exposes many of the horrors that people were accustomed to in that day in age. There are lessons to be learnt such as the fact that good can triumph over evil. Dickens once said that I wished to show in little Oliver, the principle of good surviving through every adverse circumstance, and triumphing at last. Charles Dickens was interested in bringing about change, and he used Olivers experience to help that. We will write a custom essay on Victorian children specifically for you for only $16.38 $13.9/page Order now From Olivers birth to the Workhouse to his times in London, Dickens exposes cruel treatment to children with his witty comments; shocking descriptions, matter of fact tones, and his ironic remarks. He makes light of a terrible situation making it comical but the facts are still there and they do still have effect. Although it ends on quite a positive note with Oliver being rescued and returned to his family and those who exploited him all receive severe punishment. Dickens was careful not to lure the reader into a fantasy as it turns out they were too late to save his friend Dick and Nancy who was brutally murdered. He finishes the book on a strong message, that out of evil can come good but it isnt completely perfect, he makes sure it is no fairytale ending. Overall Charles Dickens uses the story of Oliver Twist to expose the awful treatment of Victorian children in a way that no other author could thus helping to bring about the changes that he and so many others campaigned for.